The period following a difficult accident, injury or collision is often very hazy and stressful. You’re full of adrenaline, and you’re probably in a state of shock. As you move through the process of hospitals and recovery, you’re probably not thinking about compensation. It will only be weeks later when you realise the full extent of your situation and the recompense you deserve. At this point, it may be too late to remedy the mistakes you’ve already made. With this in mind, it’s important to understand the biggest issues now. Then, if you find yourself in this position, you know what to do.
Failing to call the police
To strengthen your compensation claim, you need complete and detailed reports from the officials. Unless you file a police report immediately after the incident, all the details are simply hearsay. They lack conviction unless backed up by official documentation. No matter how small the incident, call the police and get a detailed report. It can then be presented to the insurance companies and relevant parties as proof of the accident.
Not speaking to witnesses
Without reliable witnesses to confirm your testimony, your claim will be much weaker. Compensation relies on a guilty party and a reliable placement of blame. Without confident witnesses, your word can be difficult to prove. If you’re seeking bus accident compensation, for example, take down the names and contact details of the other passengers. Approach pedestrians who saw the accident and take their quick statements.
Not consulting a doctor
The worst thing you can do when claiming compensation is approaching insurance companies without hard evidence. Don’t start the claims process without a full and professional health check. It’s the only way to measure the extent of your injuries and any future problems they may cause. Attaching a verified doctor’s note to your claim boosts your credentials and helps you get the money you deserve.
Failing to speak to a lawyer
Many claimants attempt to navigate the process themselves. It’s perhaps the biggest mistake on the list. The application process is tricky and complicated. Insurers will often force you into an early and cheap settlement. Seek advice from a lawyer and you could double the compensation you receive. Most now offer a no-win-no-fee service, so there’s nothing to lose.
Not fixing the damage
Many people claiming compensation are eager to reach a settlement quickly. They’ll speculate on the cost of repairing the damage or replacing parts. If possible, you should avoid guesswork and pay to have the problem fixed. Now you have a real receipt and proof of damages. You can claim back this exact amount rather than getting short-changed.
Taking too long to claim
Lastly, try to make your claim in a timely manner. The longer you leave it, the less credible your story appears. There’s a fine balance to be struck here. Don’t rush into anything and take your time to gather the necessary information. But, don’t stretch the process out for years.
There you have it, folks! Learn from the mistakes of the past and make sure you get the money you deserve!